1/4/2012
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2011 Employer Health Benefits Survey: How Do You Compare?
The Kaiser Family Foundation has released their 2011 survey outlining trends in employer-sponsored health coverage. One key finding: The average family premium is now $15,000 per year, up 9% since 2010.
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1/4/2012
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Don't Abandon Employee Health Insurance: 5 Cost-Saving Ways to Adjust Benefits
Are you among the 30% of employers considering an end to offering insurance coverage to employees? According to a new report, some companies believe it would cost less to pay the penalties created by reform than to provide coverage.
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1/4/2012
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Health Savings Accounts: What Medical Expenses Are Covered?
In 2011, over-the-counter medications without a prescription (like cold medicine) were excluded from the list of qualified medical expenses. But bandages, contact lens solution, and first aid supplies are still covered.
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1/4/2012
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Medical Loss Ratios: What You Need to Know
Starting in 2012, health insurers in the individual and small group market will be required to spend at least 80% of the premium dollars collected on medical services.
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1/4/2012
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Our Newest Service: Premium-Only Plans
New for 2012, GBL can provide consultation on your premium-only plan documents. Working with one consultant on your benefits and premium-only plan ensures your documents are in compliance and streamlines the process.
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